B6lee
Community Leader
im going on what i seen on police camera action
some bloke thought he was insured to drive his wifes car on his own insurance even though she had not insured it. he left with 6 points and £200 fine
im going on what i seen on police camera action
some bloke thought he was insured to drive his wifes car on his own insurance even though she had not insured it. he left with 6 points and £200 fine
ElDopesta
Well-Known Member
what a b@ll@cks idea that is :disgusted:
A better idea would have been if they were to just do ALL of the following:
Crush the vehicle IMMEDIATELY (some offenders pay Traders to get the cars back from the impound by using Trade Cover Notes.......These days, many impounds refuse to accept Tradex Cover Notes as proof of Insurance for that specific reason).
Instant Permanent Ban
£5000 fine
6 Months Prison Sentence with no time off
That should be the minimum!!!
El
evoaps
Well-Known Member
starting to freak out i copied this off my insurers website can you guys see any problems
If your certificate of insurance says so, we will also cover the policyholder for your liability to other people while you are driving any other private motor car which you do not own or have not hired or leased. This benefit applies to full licence drivers only. We will only cover you if:
* The vehicle is not owned by your employer or hired to you/them under a hire-purchase or lease agreement;
* You currently hold a full European Union (EU) licence;
* The use of the vehicle is covered in the certificate of insurance;
* Cover is not provided by any other insurance;
* You have the owner’s permission to drive the vehicle;
* The vehicle is in a roadworthy condition;
* You still have your vehicle and it has not been damaged beyond cost-effective repair; and
* Your occupation is not restricted by our acceptance criteria.
This extention applies while being driven within the territorial limits and only to private passenger vehicles. It does not include:
* Vans;
* Car-Vans;
* Jeep-Type vehicles with no seats in the back; or
* Vans adapted to carry passengers.
If your certificate of insurance says so, we will also cover the policyholder for your liability to other people while you are driving any other private motor car which you do not own or have not hired or leased. This benefit applies to full licence drivers only. We will only cover you if:
* The vehicle is not owned by your employer or hired to you/them under a hire-purchase or lease agreement;
* You currently hold a full European Union (EU) licence;
* The use of the vehicle is covered in the certificate of insurance;
* Cover is not provided by any other insurance;
* You have the owner’s permission to drive the vehicle;
* The vehicle is in a roadworthy condition;
* You still have your vehicle and it has not been damaged beyond cost-effective repair; and
* Your occupation is not restricted by our acceptance criteria.
This extention applies while being driven within the territorial limits and only to private passenger vehicles. It does not include:
* Vans;
* Car-Vans;
* Jeep-Type vehicles with no seats in the back; or
* Vans adapted to carry passengers.
B6lee
Community Leader
ElDopesta
Well-Known Member
From what I can tell:
You are only allowed to drive other peoples cars as long as they are not insured by the owners! :wtf:
Get that checked out as soon as possible.
El
evoaps
Well-Known Member
ha i spent weeks calling them to make sure but i worry the operators are planks and dont know what they are talking about
ElDopesta
Well-Known Member
That IS usually the case LOL!!!
Ask to speak to the Under Writers.
El
Ask to speak to the Under Writers.
El
evoaps
Well-Known Member
i have form signed by the police saying that i produced insurance for the vehice in the station when they stopped me on the road
M
m7gsr
New Member
Don't loose the recording. That is strange that the car can't be insured by the owners??
ElDopesta
Well-Known Member
That form is only to confirm that you turned up.
If the Officer who issued the Producer wishes to be thorough, he will inspect the Cover Note and then contact the Insurer to further Investigate.
A percentage of Producers are checked for Statistical Analysis.
El
If the Officer who issued the Producer wishes to be thorough, he will inspect the Cover Note and then contact the Insurer to further Investigate.
A percentage of Producers are checked for Statistical Analysis.
El
evoaps
Well-Known Member
Nick
Superstar Admin
I sometimes tax the car for 6 months and just leave it taxed as tax is cheap and saves messing about getting in and out of sorn etc. Insurance is expensive (being a rally car) so I would only buy for a short term.
No, that is saying they will not pay out for 3rd party damage if you are covered by other insurance ie a named driver or any driver policy on the car. They are basically saying they are a last resort to payout and if another insurance will cover the loss they will not pay out.
You cant be insured twice effectively.
fq-craigus
Well-Known Member
from my understanding of this they are just enforcing the current rules with a law. if a car is not insured at the moment it should be sorned off the road but there is nothing to enforce this so the police dont worry about the cars they drive past at the side of the road as long as they have tax but with this new law if you dont sorn your car or van and its at the side of the road you get a few nice fines and your car taken.
dont affect me if i stop insuring my car it always gets sorned anyway and parked in my dads compound
dont affect me if i stop insuring my car it always gets sorned anyway and parked in my dads compound
Nine thousand owners. One garage.
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