The insurance asessor was from an independant company advised to me by trading standards. I checked the dip stick when i stoped and it was just below half way, but i sat for over an hour waiting on a tow company coming and by the time they got there the guy checked it cos there was loads of oil under the car, and there was none left in it at that point, the car though was never started again after i stoped, i even got the police to help me push the car to a safe place. I live in Fife, Scotland. there are a few companys close to me but 2 of them are really good mates with the guy that i got the car from so im staying well clear. jsut trying to find out how much it will cost to get an engine report, but can they tell if it was wear and tear before i bought it or because of the lack of oil? throughout the whole escapade the engine light or oil light never came on at all, not untill the tow truck turned the ignition on to stop the steering lock coming on during winching.