car insurance

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dalemaltby

New Member
Messages
32
any 1 tried getting a traders policy. all you need is a registed business. just register a business name for about £69 as you need the certificate with your registration number on it. most traders insurence policys you dont pay per vehicle you pay per driver. i had a 05 reg scooby was i was 19 on. your insured to drive any vehicle as well. unlimited mileage. if you buy another car you have 2 weeks to add it to your policy as your coverd in them 2 first weeks of owner ship without notifying them. as for the cost im unsure. a freind of mine managed to get a quote of about £500 and he was shocked they didnt ask what cars he would be adding so i had to explain to him again you pay per driver not per vehicle. just depends on points and if you already have any nc bonuses.
 
rossy86

rossy86

Member
Messages
672
Location
aberdeenshire
well i think i must be the dearest or the daftest on here im £279 a month:disgusted::mad::disgusted:

just hope it dont go up next year as they are saying the premiums are going up with insurance companies as if they dont make enough:mad:
 
evoaps

evoaps

Well-Known Member
Messages
5,133
Location
Wexford Ireland
i am paying nothing as i am insured with the getoutandrun bros :razz::razz:

i actually dont pay a penny as i have a 3rd party extension on my policy on another car so this means i can drive any car as long as the car is nctd (motd to u guys) road worthy and taxed
 
evoaps

evoaps

Well-Known Member
Messages
5,133
Location
Wexford Ireland
well i think i must be the dearest or the daftest on here im £279 a month:disgusted::mad::disgusted:

just hope it dont go up next year as they are saying the premiums are going up with insurance companies as if they dont make enough:mad:

thats serious money man there must be a loophole you can exploit or a way around it somehow
 
rossy86

rossy86

Member
Messages
672
Location
aberdeenshire
tell me bout it m8 got one conviction on my licence which is off next year so fingers x will take a fair drop but u never know with inurance these day eh!?
 
ElDopesta

ElDopesta

Well-Known Member
Messages
5,705
Location
Nuneaton
any 1 tried getting a traders policy. all you need is a registed business. just register a business name for about £69 as you need the certificate with your registration number on it. most traders insurence policys you dont pay per vehicle you pay per driver. i had a 05 reg scooby was i was 19 on. your insured to drive any vehicle as well. unlimited mileage. if you buy another car you have 2 weeks to add it to your policy as your coverd in them 2 first weeks of owner ship without notifying them. as for the cost im unsure. a freind of mine managed to get a quote of about £500 and he was shocked they didnt ask what cars he would be adding so i had to explain to him again you pay per driver not per vehicle. just depends on points and if you already have any nc bonuses.



It would be worth your while to check the indemnity on your policy as most of the lower bracket Traders Policies only cover you to the value of between £12K to £18k per vehicle so sometimes it falls short compared to the value of the vehicle you may be driving at the time.


El
 
D

dalemaltby

New Member
Messages
32
Coverd for any value as it has a few extras on it as i have to be insured to work on trucks which arnt cheap
 
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